Another article that I learned from reading Donald Trump book is to be a financial adviser of your own business. Yes this is true especially if your business is small. Another thing is that who will care most of your own business? It is you of course, people who work with you will care less after all it is not their business. They are there and expect their salaries at the end of the month. They can suggest and you can listen but at the end of the day you have to decide by your own.

Last week I was invited by my friend when he opened his restaurant and I was speechless because he did everything from papers, designing and people management. I told him that he saved lots of money by applying what he learned from traveling abroad. Of course I saw some flaws but I think that can be corrected along the way. By the way he leveraged my money. Anyway he will return it next month and if he offers interest I will take it after all he used it for business. He borrowed money from me three years ago and I did not accept his interest offer, now I will take if he offers to me again.

Mutual Fund this year is earning big interest than last year big lose. Last year it decreased down to negative 30% for mutual fund that caters on stocks but bond posted a small negative loses. If you invested money last year then you have earned 30% this year. It is better to invest in mutual fund and stock market when the market is down so when it recovers you will earn big money. Economy has up and down so you must be vigilant to observe and invest wisely. Mutual Fund Trend is predictable.

I bought two mutual fund in 2006 and experience the big recession last year so I lost some money but luckily this year the mutual fund is working to investors favor so I still see my money growing and still earned big profit. The technique is to have patient and wait for the right time to sell your stock or mutual fund. If I was panic last year and sold my share then I have lost half of my investment. I bought GSIS Fund and a government bond which are sold in mutual fund and I saw that base on the graph, they earned big money for the passed ten years but of course there is up and down of the graph showing which year is low and high. I can conclude that in every six years there is down but most of the time the graph went up. This shows that the management are good and the mutual fund are will diversified. You can predict Mutual Fund Trend by reading the graph history.