Monthly Archives: July 2010

13 Ways to Earn Money Fast

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13 ways to earn money Fast

I read and article which I think will help you earn cash fast aside from your regular job. All of us need cash for emergency or other purposes. I read it from www.ivillage.com

1.0 Have a garage sale. You can post fliers or tell your neighbors or friends that you have things in your stock room which you do not need anymore. All you have to do arrange them like you are in the store in front of your home or nearby street.

2.0 Sell on eBay. Books, CDs, electronic gadget, computers, clothes, exercise equipment or other vintage thing that you have. You can sell anything in eBay and even if they cost are small if filed up money can add up.

3.0 Consignment. You can do this in the department store which in fact they are doing. If you have fancy dress which you are not using then apply this strategy. Most of the displays in the department stores are in consignment.

4.0 Perform Household Services. You can earn some money informally by letting friends, family; church members and others in your community know that you’re available to clean their houses or apartments, or to take in ironing. If you find you have a knack and stamina for cleaning quickly and thoroughly, you can turn this into a regular, reliable way to earn extra money every month.

5.0 Have a Bake Sale. You have a talent in baking? If you have then do this and invite your friends and neighbors to taste it, I men to buy it. If they know that you doing this like every Saturday morning then they will remember to buy your bake on that certain day and it might be a recurring source of income to you.

6.0 Sell home grown fruits and vegetables. If you have an orchard and garden and they produce fruits and vegetables that you can’t consume then why not sell them in the market or to your neighbors? Just present them in appealing way.

7.0 Have Family Car wash. This is fun and you can earn money too.

8.0 Do gardening services. Mowing lawn is a good summer job for the kids who are out of school.

9.0 Provide man with van services. This is good for people who want to move out their belongings like furniture. You can advertise it in your local news paper because it is cheaper then the other ads.

10.0 Get a paper route. This is a boy job with a bike but you can do this if you do and earn extra income. Be sure to sleep early so that you can deliver these newspapers before your children awake.

11.0 Dog walk and pet sit. Owners are always looking for reliable pet-care services. Plus, if you stay home with your kids during the day, a regular dog-walking gig is a great way to get everyone out of the house for some fresh air and earn extra money. Put the word out at pounds, the ASPCA, the local veterinarian’s and dog runs. Be prepared to provide references from anyone you’ve ever sat for before. Learn how you can also turn pet sitting into a home business.

12.0 Baby Sit. This is common to a place where both parent are busy with their jobs.

13.0 Rent out a room in your house. If you are living near a school then rent out some of your rooms but of course you have to tell the members of your family so that they can adjust with the new members of the family. Student who is between 16 to 23 years is a good renter.

These are the ways to earn money fast.


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Cash Flow in Earning and Investing

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Cash Flow in Earning and Investing
Before we could earn and invest we should know what is Cash Flow and how important it is. Actually we are doing it in our daily lives but we are not aware or don’t mind about it. Here is the basic about cash flow, every month for an employee, he receives his salary and bring it home to his family and his wife will have to budget it like the payment for electric bill, water bill, loan mortgage, telephone bill, tuition for the children, foods and etc. Here we can see that the cash flow is the movement of the money from the time it is received by the husband to the budgeting by the wife and spending it.

Now it is a vicious circle process in almost all people and it can be compared to rat race too. You received the money and spent it and back to zero again after the last day of the month. If you have this kind of situation would you be happy and proud? Of course not but this is life as what we see around to employed people. But what about the jobless and the poor? Well they are worse if not worst. To understand about earning and investing money we should be aware about cash flow and manage it to our advantage. We should start learning and understand why we have this problem. Basically before you could have this problem did you do your homework? Family planning is very important. You could have avoided some of your problem if you did what you should do.

Many Gurus are suggesting that you should budget but what if your money is not enough after so many deductions and payments of the monthly and daily expenses? My advice is to save 10% of your gross salary. Take that 10% before any deduction, they call it “pay your self first”. If you will do this you will be forced to ignore other expenses which are not important. You will realized that some of your vices are not really important like smoking, drinking and even drinking coffee during the break. you can bring a mug of coffee from home if you want it and it is cheaper. Avoid eating outside your kitchen, I mean don’t eat in the restaurant, Katrine Hepburn is known for this thing and guess she accumulated $20 millions before she died.

After you master this simple formula, you invest your hard earn money to any small business that you plan to have. Investing in mutual fund or stock market is not advisable because it is not enough yet to do so but if you do not have time to do business then invest it but no time is not a good excuse. If you do business after you learned what is cash flow then you will understand how the money is moving and because of this you will also be able to predict the health of your business. It is really very important to learn about cash flow to monitor your business. It is the best way to manage money in the business and even in our daily lives.


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Richest People in the Philippines 2010

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I always write about rich people in the Philippines. Before I wrote about the top ten richest people in the Philippines but my blog which I posted all those article was gone due to spam which I did not do. Henry Sy still the richest Filipino today with $5 million dollars from his SM empire. The Philippines richest is up by an impressive 39% and grew from $16.4 billion to $22.8 billion. The Philippines economy grew by 7.3% in the first quarter and almost all of the richest double or gain a lot from their investment. I think only Manny Villar is the biggest loser because he spent millions of money this last election but lost. Poor Villar, because of scandal he lost his ultimate dream.

Here is the complete list of richest top 40 people in the Philippines:

1.0 Henry Sy
2.0 Lucio Tan
3.0 John Gokongwei Jr.
4.0 Jaime Zobel de Ayala
5.0 Andrew Tan
6.0 Tony Tan Caktiong
7.0 Enrique Razon Jr.
8.0 Beatrice Campos
9.0 George Ty
10.0 Eduardo Cojuangco Jr.
11.0 Inigo & Mercedes Zobel
12.0 David Consunji
13.0 Emilio Yap
14.0 Andrew Gotianun
15.0 Vivian Que Azcona
16.0 Oscar Lopez
17.0 Manuel Villar
18.0 Jon Ramon Aboitiz
19.0 Mariano Tan
20.0 Robert Coyiuto Jr.
21.0 Roberto Ongpin
22.0 Alfonso Yuchengco
23.0 Betty Ang
24.0 Enrique Aboitiz
25.0 Gilberto Duavit
26.0 Menardo Jimenez
27.0 Felipe Gozon
28.0 Alfredo Ramos
29.0 Manuel Zamora Jr.
30.0 Wilfred Uytengsu Jr.
31.0 Benjamin Romualdez
32.0 Wilfredo Keng
33.0 Tomas Alcantara
34.0 Bienvenido Tantoco Sr.
35.0 Frederick Dy
36.0 Eugenio Lopez III
37.0 Lourdes Montinola
38.0 Luis Virata
39.0 Jesus Tambunting
40.0 Philip Ang

These are the richest people in the Philippines this year 2010 as of first quarter. Forbes Magazine rank them using their credentials. I will write about their profile to understand on how they acquired their money through business.


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