As an OFW (Overseas Filipino Worker), I never forget to invest money from time to time like this month I invested my money in Pag-ibig Fund. Pag-ibig Fund Housing Loan is for all Filipinos who want to have a dream house in the Philippines. You can use the money you invest to avail for a loan. You just need to contribute at least 24 months before you could avail for the housing loan. They have the lowest interest when you borrow money from them than other agency or even from SSS.

I think you should contribute at once for the whole two years in advance to avail for the loan. What is good for this is that you just prepare your papers which they require and everything will be done by the developer themselves so less the hassle. My friend has availed for loan and he was qualified with 20 years to pay as the condition. Having an installment house is better than renting because in the long run the house will be yours to keep. Rentals will only make the owner rich.

I changed my mind regarding the way to have a financial freedom. I think borrowing money is the best vehicle to become rich if you know what you are doing like borrowing for investment. If you loan for a house and maybe open it for rent, well it is also a good investment because in the long run the rental will surpass the monthly amortization if you choose the fixed interest scheme. What do you think guys? If you have not contributed or joined Pag-ibig Fund then now is the time. Do not wait for tomorrow because tomorrow will never come.

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